At T R Williams Insurance in Findlay, Ohio, we know accidents happen—but what you do next makes all the difference. Here’s a step-by-step guide on what to do after an accident in Ohio.
Step 1: Check for Injuries and Ensure Safety First
The first priority is safety. Call 911 if anyone is injured, and move vehicles out of traffic if possible. Ohio law requires drivers to remain at the scene until law enforcement arrives.
Step 2: Contact the Police and Get an Official Report
In Ohio, you must report accidents that involve injuries, death, or property damage over $1,000. A police report creates an official record that strengthens your insurance claim. Always request a copy for your records.
Step 3: Gather Essential Information at the Scene
Exchange names, addresses, driver’s license numbers, license plates, and insurance details with the other driver. Take photos of the vehicles, road conditions, and any visible damage. Witness statements can also help if fault is disputed.
Step 4: Notify Your Insurance Company Promptly
Call T R Williams Insurance in Findlay as soon as possible. Quick reporting helps prevent claim delays and ensures you receive guidance on what documentation to provide. Avoid admitting fault at the scene—let the investigation and insurers determine responsibility.
Step 5: Follow Up and Protect Yourself from Mistakes
Keep all receipts related to repairs, medical expenses, and rental cars. Avoid signing settlement agreements without understanding your rights. T R Williams Insurance supports Ohio drivers throughout the claims process to make sure nothing gets overlooked.
Not sure how to handle the stress of a crash? Call us at (419) 423-3720. Follow us on Facebook for news and updates. We help drivers in Hancock County and surrounding areas navigate the process of what to do after an accident in Ohio.