Blog 6

Umbrella Insurance Protects Your Assets

Shield Yourself from Lawsuits & Accidents with T R Williams Insurance Agency

Unexpected accidents and lawsuits can leave you financially vulnerable. We help you understand how providing extra liability coverage beyond your home, auto, or boat insurance, shields your assets from major claims and legal expenses.

Why Do You Need It?

Umbrella insurance protects your assets when liability limits are exceeded. If an accident results in costly medical bills or legal fees, this policy kicks in to cover the difference, helping you avoid out-of-pocket expenses.

When to Add Umbrella Coverage with T R Williams Insurance Agency

If you have significant assets, a high-risk occupation, or frequently entertain guests, umbrella insurance offers valuable protection. Homeowners, landlords, and business owners benefit from this extra layer of coverage, ensuring lawsuits don’t drain their finances.

It Covers More Than Just Property

Umbrella insurance protects your assets by providing liability coverage for defamation, false arrest, and rental property incidents. If someone sues you for damages, umbrella insurance can cover legal fees and settlements, preventing financial hardship.

The Cost of Umbrella Insurance vs. The Risk of Going Without

These policies are surprisingly affordable, with most starting at a few hundred dollars per year. Compare this to a multimillion-dollar lawsuit, and the value becomes clear. Without umbrella coverage, a single claim could put your savings, home, or retirement at risk.

Not sure if umbrella insurance is right for you? T R Williams Insurance Agency in Findlay, OH, can assess your needs and find the best policy. Protect your assets with a safety net that provides peace of mind.

Secure your financial future with the right coverage. Call us at (419) 423-3720. Follow us on Facebook. We are glad to help you explore your options and see how umbrella insurance protects your assets.