At T R Williams Insurance in Findlay, Ohio, we help families in Hancock County and surrounding counties make informed decisions by cutting through the confusion surrounding coverage. Let’s break down the life insurance myths that could be costing your family—and show you how to plan smarter.
“I’m Too Young to Worry About Life Insurance”
Many young adults delay buying life insurance, thinking it’s something to handle later. But premiums are lowest when you’re young and healthy. T R Williams Insurance helps Ohio residents lock in affordable coverage early to protect what matters most.
“I Have Coverage Through Work, So I’m Set”
Employer-provided policies often don’t offer enough coverage—and they end when you leave the job. A personal policy travels with you and ensures your family stays financially protected. We help you supplement or replace your group coverage with a plan tailored to your needs.
“Life Insurance Is Too Expensive for My Budget”
Many people overestimate the cost of life insurance. In reality, term life policies can cost less per month than dining out. T R Williams Insurance shows you affordable options that deliver long-term peace of mind.
“I Don’t Have Dependents, So I Don’t Need It”
Even if you’re single, life insurance can cover funeral costs, pay off debt, or leave a gift to a loved one. It’s also a smart tool for future planning. Our team helps you consider all angles so you don’t overlook important details.
“Only Breadwinners Need Life Insurance”
Stay-at-home parents contribute immeasurable value to a household. Replacing those responsibilities comes with real financial costs. We help families protect every member, not just income earners.
At T R Williams Insurance in Findlay, Ohio, we separate fact from fiction—so you can protect your family with confidence.
Think you don’t need life insurance yet? Call us at (419) 423-3720. Follow us on Facebook for news and updates. Let’s talk about life insurance myths that could be costing your family.