At T R Williams Insurance in Findlay, Ohio, we help entrepreneurs in Hancock County and surrounding counties avoid costly pitfalls with smart, reliable coverage. Here are 5 business insurance mistakes to avoid—and how we make sure your company stays protected.
Overlooking the Need for Commercial Coverage
Many small business owners assume their personal insurance will cover work-related activities. In reality, your homeowners or auto policy likely excludes business use. T R Williams Insurance ensures you have proper commercial policies in place to protect your livelihood.
Choosing the Cheapest Policy Without Understanding the Gaps
Low-cost premiums can leave dangerous coverage holes. For example, a business in Findlay may face lawsuits or property damage not covered by a bare-bones policy. We help you compare options and explain what you’re actually paying for.
Failing to Update Policies as the Business Grows
Your insurance should evolve with your company. Whether you hire new employees, add equipment, or expand services, T R Williams Insurance makes sure your coverage grows alongside your business.
Not Carrying Workers’ Compensation When It’s Required
Ohio law requires most employers to carry workers’ compensation insurance. Even a single part-time employee can trigger this need. We guide you through compliance to help you avoid penalties and protect your team.
Neglecting Cyber Liability and Data Protection
Many small businesses in Ohio don’t realize they’re vulnerable to cyberattacks or data breaches. T R Williams Insurance in Findlay offers modern solutions—including cyber liability policies—to protect customer data and your company’s reputation.
We help Ohio business owners stay protected. Call us at (419) 423-3720. Follow us on Facebook for news and updates. Gain peace of mind and stronger protection by learning the 5 business insurance mistakes to avoid.